Lenders use AI to offer low credit score personal loans to borrowers
Fintech lenders are increasing their use of AI to go beyond the traditional credit scores and offer personal loans to borrowers with lower credit scores.
Personal loan interest rates continue downward slide
The latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
Amazon's most-loved holiday gift ideas for 2021 revealed
Your search for holiday gift ideas ends here. Keep reading to browse some of Amazon's most-loved gifts of 2021, and learn about consolidating holiday debt when the gift-giving season is over.
US jobless claims hit lowest level in 52 years amid seasonal volatility
U.S. unemployment claims dropped to 184,000 last week, the lowest since September 1969 — offering more evidence that the job market is recovering.
Personal loan interest rates fall — 5-year rates plummet by nearly a percentage point
Borrowers with good credit seeking personal loans during the past seven days prequalified for rates that were lower compared to the previous seven days’ fixed-rate loans.
How to refinance student loans while interest rates are at record lows
Variable and fixed interest rates for student loan refinancing fell to historic lows in November.
Better.com CEO Vishal Garg apologizes for firing 900 employees over Zoom
Vishal Garg, the CEO of Better.com, apologized for failing to show “the appropriate amount of respect and appreciation” for employees reportedly laid off via Zoom.
US employers posted near-record 11 million open jobs in October
U.S. employers posted 11 million open jobs in October, nearly matching a record high reached in July and a sign that companies were confident enough in the economy to expand.
Holiday tipping 411: Who should you tip and how much
Forty-five percent of Americans say they will increase the amount they tip service providers who are normally tipped throughout the year like wait staff and beauticians.
Holiday tipping: Can you tip your mail carrier?
Yes, you can tip your letter carrier this holiday season but, as federal workers, they have certain stipulations when it comes to accepting gifts. The bottom line: less is more.
93% of payday loan borrowers regret taking out their loans, survey finds
Payday loans can be a debt trap for borrowers who can't afford to make payments. Here's how you can repay your payday loan balance before it's sent to debt collectors.
Here's who has qualified for student loan forgiveness under Biden
The Biden administration has forgiven federal student debt through four major loan forgiveness programs, including PSLF and borrower defense.
NFT is 2021 word of the year amid cryptocurrency surge, Collins Dictionary says
An NFT is proof of ownership for a unique digital item that can be bought and sold on the cryptocurrency marketplace. Here's what you need to know about buying and investing in crypto.
Better.com CEO tells about 900 employees they’ve been let go over Zoom call: report
Vishal Garg, the CEO of Better.com, was captured in a video on social media informing about 900 employees that they had been terminated.
What is a personal line of credit?
A personal line of credit is a type of revolving credit that can be used to cover expenses like home renovations. Here’s what you need to know before applying.
Holiday shoppers plan to spend nearly $1,000 this year, survey finds: 3 tips to avoid overspending
Consumers plan to spend $998 this holiday shopping season, according to a National Retail Federation (NRF) survey. Here's how you can overcome higher prices amid shipping delays and labor shortages to take advantage of holiday sales.
Democrats push Biden to cancel student loans after House passes Build Back Better
Progressive lawmakers are calling on President Biden to cancel student loan debt as some Americans have qualified for forgiveness under borrower defense, total and permanent disability (TPD) discharges and a limited PSLF waiver.
Expanded child tax credit would permanently reduce child poverty, CBPP finds
Build Back Better would make the Child Tax Credit permanently available to low-income families. But the trillion-dollar spending plan faces hurdles in Congress before it can be signed into law.
Getting life insurance while you're young and healthy can save you thousands
The longer you wait to lock in a life insurance premium, the higher your monthly rate will be. Find out how taking out life insurance while you're young and healthy can save you thousands of dollars.
High property values, low interest rates prompt homeowners to refinance
New Jersey homeowner Robert Torino saw the changing market and decided to refinance his house a few months ago. His new rate is below 4%. These are some benefits to refinancing your home loan.