3 things to know when refinancing a personal loan

Make the best decision of refinancing your personal loan by understanding how the process works.

Student loan payments set to resume Jan. 1, 2021 — here’s what you need to know

For millions of student loan borrowers who have benefited from payment relief during the coronavirus pandemic, the payments will resume beginning Jan. 1, 2021.

What is a high-yield savings account?

High-yield savings accounts earn an average of 16x more interest than traditional savings accounts. Here's how to tell whether in HYSA is the right choice for you.

Credit card relief not helping? Try this instead

If credit card relief isn't helping, you have other options including debt management. Here's what you need to know about your options.

Should I put money in a high-yield savings account over a CD or money market?

A high-yield savings account grows your money much quicker than a traditional savings account with rates much higher than the national average. But you can only make up to six transactions per month or face a penalty.

How to pay off credit card debt during the coronavirus pandemic

Nearly half of Americans now report having credit card debt amid the coronavirus pandemic. Here’s how to start paying it down.

6 ways to manage your personal loan better

Personal loans can be used for almost anything, from consolidating high-interest debt to funding a large expense. But if you fall behind on your payments or default on your loan, your credit card will take a hit. So, managing your personal loan with these 6 tips is key to gaining control of your finances.

709,000 seek unemployment aid as pandemic escalates

The number of people seeking unemployment benefits fell last week to 709,000, the fourth straight drop and a sign that the job market is slowly healing.

What is the Coast FIRE movement for retirement?

The Coast FIRE movement is a new approach to retirement savings. Here's what you need to know about how it could affect your retirement plan.

Personal loan origination fees: Are they worth the cost?

A personal loan origination fee is paid up front when you take out a loan. It may be worth paying an origination fee if the loan has a long repayment period or a lower interest rate. But sometimes originations fees are not worth the cost.

Applying for a store credit card? Watch out for this big red flag

With the holidays on the near horizon, a store credit card could make sense. But brace yourself for a big shock when you apply.

Coronavirus credit card payment holiday ending? Do this right now

Credit card providers are drawing the shades on consumer payment holidays. What’s next for struggling cardholders?

Here's how much a high yield savings account pays

High-yield savings accounts are one of the smartest ways to make your money work for you. Here's what you need to know before opening one of these accounts.

Can you pay off a credit card with a credit card?

In the right situation, a balance transfer from one card to another could save you money.